Build your nest. Build your nest egg.
Last March was rough. It started off with a major tornado through Middle Tennessee overnight on March 2nd into the early morning of March 3rd. Twenty five people died and over 300 were injured. My block in East Nashville narrowly missed it but it left a huge path of destruction.
Closing in on a year of social distancing as a family of five has been both an extreme privilege and the hardest thing ever. I had never imagined social distancing before it started and, like so many other people, I imagined a much shorter timeline when it began.
Last week I shared with some new clients three maps that are useful for identifying what public outdoor spaces are near any given homes and neighborhoods.
Time equals freedom, and long commutes just add to the time that working to make a living takes from what could be family, fun, rest, or sleep time.
When people start to really contemplate their commute times and put a premium on their distance from work, that creates demand in urban neighborhoods.
If one party is keeping the house and it has a mortgage, refinance the debt. That way the person who owns the house has the mortgage. This is the biggest deal for the person not keeping the house. The lender doesn’t care about divorce decrees or quit claim deeds.
Goodman, Simon (2015). The Orpheus Clock: The Search for My Family’s Art Treasures Stolen by the Nazis. New York, NY: Scribner. Simon Goodman’s account of his extended family’s life before, during, and after the Holocaust haunts me in all the tiny details of suffering and complicity. It is the story of the wealth his family…
I was shocked when President Trump cancelled a planned rate cut for FHA mortgage insurance. My first thought was, why is he picking on homebuyers? The program has sufficient funds to cover losses if a large number of people default. If the insurance works with lower premiums why not lower them? I can’t explain why…